Heather's Financial Services

I have spent over 20 years working in finance. Teaching people how to budget and use their money wisely has always been my dream. Through financial coaching, I get to live that dream!  I follow Dave Ramsey’s methods and the "Baby Steps", a straightforward approach that has worked for millions.


Why work with me?  

I am a Ramsey Certified Master Coach and a Certified Public Bookkeeper with a degree in Accounting and Business Administration. For more than three decades, I have overseen the accounting and marketing functions of our family business.   I have also worked for several multi-million-dollar companies managing their accounting and cash flow.  

My biggest credential? I’ve walked the path myself. My husband and I have been following Dave Ramsey for over a decade and today we are in Baby Step 7-living debt free and building wealth.  I know the challenges, I know the victories, and I’m here to help you move from where you are to where you want to be.


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Dave Ramsey founder of Ramsey Solutions, author and original host of "The Ramsey Show"

George Kamel, Ramsey personality, author and YouTube content creator

Heather Kelly, Ramsey Preferred Financial Coach & Certified Public Bookkeeper

FINANCIAL PEACE UNIVERSITY